Home owning in Philippines is now made affordable by Lumina and PAG-IBIG financing for as low as PhP 3,500 per month for 15 years. Lumina communities are in accessible locations and include amenities as Basketball Court, Community Hall, Mini gardens and Playground, Guarded Entrance/Exit, and Perimeter Fence.
- OFWs can take a loan of up to 15 years
- Lowest interest rate with PAG-IBIG financing at around 4.5% annually for Airene rowhouse subject to terms and conditions*
- Downpayment is 10 to 20% of total contract price
- Downpayment is payable between 12 to 24 months
- Lowest reservation fee is PhP3,000 for Airene rowhouse**
REQUIREMENTS FOR OFWS:
- Monthly income of at least approximately PhP 11,500 for loans of PhP3,500 monthly amortization
- Consularized OEC. Photocopy of Contract of Employment, Remittance Slips /Bank Statement, Passport
- Standard Documents: 2 Valid IDs, ID photos, Proof of Billing, Birth/Marriage Certificate
IMPORTANT NOTES:
- *PAG-IBIG interest rates vary depending on several factors such as amount of loan, gross monthly income and prevailing rates.
- **Prices of house units vary per location and are subject to change without prior notice. Other terms and conditions apply.
- There are Miscellaneous charges upon move-in which are subject to change based on prevailing rate at the time of the processing of the applicable documents
- Reservation Fee is non refundable and non transferrable.
OTHER LUMINA HOUSE MODELS:
Region 3 Pampanga - Mexico / San Fernando
Region 3 Nueva Ecija - Cabanatuan
Region 3 Tarlac - Tarlac City
Region 4A Cavite - Tanza and General Trias
Region 4A Batangas - Lipa City and Sto Tomas
Region 4A Laguna - San Pablo
Region 4A Quezon - Tayabas
Region 5 Camarines Sur - Pili
Region 6 Iloilo - Pavia-Oton-San Miguel
Region 6 Negros Occidental - Bacolod - soon
Region 7 Cebu - Carcar City
Region 11 Davao del Norte - Panabo
Region 12 South Cotabato - General Santos
SAMPLE COMPUTATION:
WHY LUMINA?
Lumina is one of Mr Manny Villar's product portfolios, as such we speak about stability and trust. Mr. Manny Villar's company has been developing communities in the Philippines for some 40 years now.
Lumina communities are about (1) Affordability of property (2) Proximity of the community (3) Quality of the house (4) Security of the community (5) backed with reliable real estate financing
FOR MORE DETAILS:
Phone or Whatsapp: +971 50 9406099
Email : beverlybbc15@gmail.com
Or by typing your questions in the form below:
Your Name:
Materials shared here are from Vista Land which may be subject to changes without notice.