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Condominiums

Easy and Affordable Homes with Lumina and PAG-IBIG financing

March 21, 2017

Home owning in Philippines is now made affordable by Lumina and PAG-IBIG financing for as low as PhP 3,500 per month for 15 years. Lumina communities are in accessible locations and include amenities as Basketball Court, Community Hall, Mini gardens and Playground, Guarded Entrance/Exit, and Perimeter Fence.
  • OFWs can take a loan of up to 15 years 
  • Lowest interest rate with PAG-IBIG financing at around 4.5% annually for Airene rowhouse subject to terms and conditions*
  • Downpayment is 10 to 20% of total contract price
  • Downpayment is payable between 12 to 24 months 
  • Lowest reservation fee is PhP3,000 for Airene rowhouse**

REQUIREMENTS FOR OFWS:

  • Monthly income of at least approximately PhP 11,500 for loans of PhP3,500 monthly amortization
  • Consularized OEC. Photocopy of Contract of Employment, Remittance Slips /Bank Statement, Passport
  • Standard Documents: 2 Valid IDs, ID photos, Proof of Billing, Birth/Marriage Certificate

IMPORTANT NOTES:

  • *PAG-IBIG interest rates vary depending on several factors such as amount of loan, gross monthly income and prevailing rates. 
  • **Prices of house units vary per location and are subject to change without prior notice. Other terms and conditions apply.
  • There are Miscellaneous charges upon move-in which are subject to change based on prevailing rate at the time of the processing of the applicable documents
  • Reservation Fee is non refundable and non transferrable.

OTHER LUMINA HOUSE MODELS:


LOCATIONS of LUMINA HOMES:

Region 3 Bulacan - Pandi and Plaridel
Region 3 Pampanga - Mexico / San Fernando
Region 3 Nueva Ecija - Cabanatuan
Region 3 Tarlac - Tarlac City
Region 4A Cavite - Tanza and General Trias
Region 4A Batangas - Lipa City and Sto Tomas
Region 4A Laguna - San Pablo
Region 4A Quezon - Tayabas
Region 5 Camarines Sur - Pili
Region 6 Iloilo - Pavia-Oton-San Miguel
Region 6        Negros Occidental - Bacolod - soon
Region 7 Cebu - Carcar City
Region 11       Davao del Norte - Panabo
Region 12       South Cotabato - General Santos

SAMPLE COMPUTATION:


WHY LUMINA?


Lumina is one of Mr Manny Villar's product portfolios, as such we speak about stability and trust. Mr. Manny Villar's company has been developing communities in the Philippines for some 40 years now.

Lumina communities are about (1) Affordability of property (2) Proximity of the community (3) Quality of the house (4) Security of the community (5) backed with reliable real estate financing

FOR MORE DETAILS:


Phone or Whatsapp:     +971 50 9406099 
Email :                          beverlybbc15@gmail.com


Or by typing your questions in the form below:


Your Name: 

E-mail Address *
Message * 

Materials shared here are from Vista Land which may be subject to changes without notice.


OFWs

Armenia as "exit" country for Filipinos awaiting their tourist visa to UAE

March 19, 2017

Buraimi in Oman had been popular among Filipinos who would go for "exit" or visa change to come back again into UAE with their new tourist visas.

Until recently, the country of Armenia is now an alternative for Filipinos on visa change.

Isn't that lovely -- to be tourist in that part between Europe and Asia and get to see new culture, historical and architectural sites,  nature, and snow (if your timing permits!)?

Camella

How to buy your home from Camella or Lumina

March 19, 2017

I am planning of buying a house from Camella.  What are the procedures?



This is a question I would receive from inquiries regarding owning a Camella home.
To answer this, we checked Camella's website, and here are the steps provided for the Buyers Guide.

Step 1 Project Presentation

The Property Consultant shares to the Buyer the details (overview, available house models, amenities, financing options) of the Camella project he/she is interested in.

Step 2 Property Visit

The Camella property is visited by the Buyer with an accredited Camella Seller or Property Consultant for a better appreciation of the property's location, amenities, road networks, landmarks and other places of interest in the area.

Step 3 Reservation Application

The Buyer chooses the desired location of the Camella property he/she wishes to purchase. The client will be asked to fill-out the necessary details in the Buyer's Information Sheet, Quotation Sheet and Reservation Agreement. The purchase is formalized upon payment of the reservation fee in any Camella Sales Office.

Step 4 Marketing and Administrative Briefing

After signing the Reservation Agreement and Quotation Sheet, the Buyer will be given a briefing conducted by a Camella Marketing Officer and Administrative Accounts Officers before paying the reservation fee. The brief will cover discussion of Camella reservation process, documentary requirements, step-by-step process prior to Move-in or House Turnover, housing and administrative policies and the timeline.

Step 5 Submission of Requirements

After the briefing and securing copies of duly filled-out forms, the Buyer is given 30 days upon reservation to submit the necessary documents (as required) for the purchase. Requirements may vary depending on employment status (if Locally Employed, Self-employed, or OFW, and payment scheme). The Camella property is already reserved under the Buyer's name.

Step 6 Move-In / Turnover of Property

Once the house construction is finished and provided all finances are settled, the Camella property is delivered to Buyer on a date specified in the Reservation Agreement.

Prior to move-in, the Buyer and Camella, the house and lot developer, will conduct a joint inspection of the unit due for turnover to confirm that all commitments are delivered.


For more of your questions about owning a Camella home, do type in your questions in the form below:

Your Name:
E-mail Address *:
Message *:
Photo source: Camella Official Facebook page

Vista Land

Vista Land Office location in Dubai

March 10, 2017

If you are interested in Camella, Lumina, Bria, Vista Residences and other Vista Land developments in the Philippines and would like to visit the company's office here in Dubai, the marketing office of the company is located in Deira, accessible through the nearest metro station and a walking distance at Deira City Centre Metro.

VISTA LAND INTERNATIONAL
Centurion Star Tower
Back of Day To Day Across Deira City Center
Deira, Dubai

I will be delighted to assist you, get in touch :

Phone or Whatsapp -     +971 50 9406099
Email -                           beverlybbc15@gmail.com

Or leave a messager here:

Your Name:          
E-mail Address *
Message *:             


Camella

Sample Computation of a Camella Easy Home Payment Schedule

March 07, 2017


Here is a sample computation on some of Camella's Easy Homes series that provides an overview regarding the area of the house and lot, approximate price, downpayment and approximate monthly payments on loanable amount.

These sample computations are subject to the following:

1.  Total Contract Price includes Miscellaneous Customer's Charges and/or VAT. It does not however, include mortgage insurances,fire insurance and other insurances.
2.  Lot sizes, house and lot packages are subject to final verification and prices vary according to location.
3.  Prices are subject to change without prior notice.
4.  Reservation Fee is non-refundable and non-transferrable in case of withdrawal or cancellation.

Sample Computation for Camella Easy Homes - Ravena, Reva, Mika

Sample computation for Camella Homes - Bella, Cara, Dana, Ella

For more details, please get in touch by whatsapp +971509406099 or by email at beverlybbc15@gmail.com.

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